Kelly McBride
Mortgage Loan Officer
Florida Mortgage Specialist
Naples, Florida Mortgage Specialist
Trusted Local Lending for Homebuyers, Investors & Veterans in
Southwest Florida
If you’re buying, refinancing, or investing in Naples, FL, you need more than a generic lender, you need a Naples mortgage specialist who knows the local market, moves fast, and gives you straight answers.
Kelly McBride delivers exactly that.
With 35+ years in lending and personal finance, she helps homebuyers, homeowners, and investors across Naples, Bonita Springs, Marco Island, Estero, and the entire Southwest Florida market secure the right mortgage with confidence.
As Featured In
Mortgage Professional America
“Are signs of life finally reappearing in Florida’s condo market?”
CBS News MoneyWatch
“Is a Home Equity Loan or HELOC a better option this January? Experts weigh in”
Your Naples, Florida Mortgage Expert
Kelly McBride is known for her deep industry knowledge, fast approvals, and flexible loan strategies that fit real life, not cookie-cutter guidelines.
As part of Pines to Palms Lending powered by NEXA Mortgage, Kelly offers unmatched access to competitive rates and a wide range of mortgage programs in Naples, including:
- Conventional Loans in Naples FL
- FHA Loans Naples Florida
- VA Loans Naples FL
- Jumbo & Luxury Home Loans in Naples
- Loan Options for Credit Challenges
- Non-QM loans including Bank Statement, Foreign National and Investor Cash Flow loans
Whether you’re relocating to Naples, upgrading locally, or refinancing your current home, Kelly gives you the local edge you need.
Top Mortgage Services in Naples, Florida
Home Purchase Loans
Buying a home in Naples? Kelly helps you get pre-approved fast so you can compete in hot markets like:
Naples, Marco Island, North Naples, Old Naples, Pelican Bay, Park Shore, and Golden Gate Estates.
She’ll walk you through your monthly payment, loan options, and the most competitive Naples mortgage rates available.
Refinancing
Want to lower your rate, eliminate PMI, or tap equity? Kelly reviews the numbers open and honestly to help you decide whether refinancing makes sense right now.
Popular Naples refinance strategies include:
- Rate-and-term
- Cash-out
- FHA/VA streamline
- Jumbo refinance for luxury homes
Top Mortgage Services in Naples, Florida
Naples Home Purchase Loans
Buying a home in Naples? Kelly helps you get pre-approved fast so you can compete in hot markets like:
Naples, Marco Island, North Naples, Olde Naples, Pelican Bay, Park Shore, and Golden Gate Estates.
She’ll walk you through your monthly payment, loan options, and the most competitive Naples mortgage rates available.
Refinancing in Naples, Florida
Want to lower your rate, eliminate PMI, or tap equity? Kelly reviews the numbers open and honestly to help you decide whether refinancing makes sense right now.
Popular Naples refinance strategies include:
- Rate-and-term
- Cash-out
- FHA/VA streamline
- Jumbo refinance for luxury homes
Home Equity Loans & HELOCs
With rising home values across Collier County, Kelly helps homeowners unlock equity for renovations, investments, college tuition, or debt consolidation without disrupting their primary mortgage.
Investor Loans in Naples & Southwest Florida
Naples is one of the hottest investor markets in the country. Kelly specializes in financing for:
- Short-term rentals (AIRBNB, VRBO)
- Long-term rental properties
- DSCR loans
- Fix-and-flip financing
- Portfolio loans
Her ability to structure complex deals makes her a go-to resource for both new and seasoned investors.
Why Naples Homebuyers Choose Kelly
- 35+ years of lending and finance experience
-
Deep knowledge of the Naples & Southwest Florida
real estate market - Access to multiple lenders
- Fast, flexible closings
- Creative financing for unique situations
- Military-friendly loan programs
- Direct communication and honest guidance
Kelly’s approach is simple: clear answers, solid strategy, zero drama.
Work With Naples’ Most Dedicated Mortgage Specialist
No matter where you are in your mortgage journey; pre-approval, refinancing, investing, or exploring options, Kelly is here to help you move forward with clarity and confidence.
Why Naples Homebuyers Choose Kelly
- 35+ years of lending and finance experience
-
Deep knowledge of the Naples & Southwest Florida
real estate market - Access to multiple lenders
- Fast, flexible closings
- Creative financing for unique situations
- Military-friendly loan programs
- Direct communication and honest guidance
Kelly’s approach is simple: clear answers, solid strategy, zero drama.
Work With Naples’ Most Dedicated Mortgage Specialist
No matter where you are in your mortgage journey; pre-approval, refinancing, investing, or exploring options, Kelly is here to help you move forward with clarity and confidence.
Kelly McBride
Mortgage Loan Originator
NMLS #1007159
Pines to Palms Lending powered by NEXA Mortgage
5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212
AZMB 0994059 | NMLS #1660690
Phone/Text
781.820.7433
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