Kelly McBride

Mortgage Loan Officer

Florida Mortgage Specialist

Naples, Florida Mortgage Specialist

Trusted Local Lending for Homebuyers, Investors & Veterans in
Southwest Florida

If you’re buying, refinancing, or investing in Naples, FL, you need more than a generic lender, you need a Naples mortgage specialist who knows the local market, moves fast, and gives you straight answers.

Kelly McBride delivers exactly that.

With 35+ years in lending and personal finance, she helps homebuyers, homeowners, and investors across Naples, Bonita Springs, Marco Island, Estero, and the entire Southwest Florida market secure the right mortgage with confidence.

Your Naples, Florida Mortgage Expert

Kelly McBride is known for her deep industry knowledge, fast approvals, and flexible loan strategies that fit real life, not cookie-cutter guidelines.

As part of Pines to Palms Lending powered by NEXA Mortgage, Kelly offers unmatched access to competitive rates and a wide range of mortgage programs in Naples, including:

Conventional Loans in Naples FL
FHA Loans Naples Florida
VA Loans Naples FL
Jumbo & Luxury Home Loans in Naples
Loan Options for Credit Challenges
Non-QM loans including Bank Statement, Foreign National and Investor Cash Flow loans

Whether you’re relocating to Naples, upgrading locally, or refinancing your current home, Kelly gives you the local edge you need.

Top Mortgage Services in Naples, Florida

Home Purchase Loans

Buying a home in Naples? Kelly helps you get pre-approved fast so you can compete in hot markets like:

Naples, Marco Island, North Naples, Old Naples, Pelican Bay, Park Shore, and Golden Gate Estates.

She’ll walk you through your monthly payment, loan options, and the most competitive Naples mortgage rates available.

Refinancing

Want to lower your rate, eliminate PMI, or tap equity? Kelly reviews the numbers open and honestly to help you decide whether refinancing makes sense right now.

Popular Naples refinance strategies include:

Top Mortgage Services in Naples, Florida

Naples Home Purchase Loans

Buying a home in Naples? Kelly helps you get pre-approved fast so you can compete in hot markets like:

Naples, Marco Island, North Naples, Olde Naples, Pelican Bay, Park Shore, and Golden Gate Estates.

She’ll walk you through your monthly payment, loan options, and the most competitive Naples mortgage rates available.

Refinancing in Naples, Florida

Want to lower your rate, eliminate PMI, or tap equity? Kelly reviews the numbers open and honestly to help you decide whether refinancing makes sense right now.

Popular Naples refinance strategies include:

Home Equity Loans & HELOCs

With rising home values across Collier County, Kelly helps homeowners unlock equity for renovations, investments, college tuition, or debt consolidation without disrupting their primary mortgage.

Investor Loans in Naples & Southwest Florida

Naples is one of the hottest investor markets in the country. Kelly specializes in financing for:

Her ability to structure complex deals makes her a go-to resource for both new and seasoned investors.

Why Naples Homebuyers Choose Kelly

35+ years of lending and finance experience
Deep knowledge of the Naples & Southwest Florida
real estate market
Access to multiple lenders
Fast, flexible closings
Creative financing for unique situations
Military-friendly loan programs
Direct communication and honest guidance

Kelly’s approach is simple: clear answers, solid strategy, zero drama.

Work With Naples’ Most Dedicated Mortgage Specialist

No matter where you are in your mortgage journey; pre-approval, refinancing, investing, or exploring options, Kelly is here to help you move forward with clarity and confidence.

Why Naples Homebuyers Choose Kelly

35+ years of lending and finance experience
Deep knowledge of the Naples & Southwest Florida
real estate market
Access to multiple lenders
Fast, flexible closings
Creative financing for unique situations
Military-friendly loan programs
Direct communication and honest guidance

Kelly’s approach is simple: clear answers, solid strategy, zero drama.

Work With Naples’ Most Dedicated Mortgage Specialist

No matter where you are in your mortgage journey; pre-approval, refinancing, investing, or exploring options, Kelly is here to help you move forward with clarity and confidence.